John Kinkeade
Mortgage Branch Manager | NMLS# 1123893
Meet John Kinkeade, your dedicated Mortgage Loan Officer serving Brainerd, MN and beyond. With over 20 years of experience in the industry, John has a complete understanding of what it takes to get you pre-approved for your future home or rental property.
With a deep understanding of the Brainerd, MN market, John is committed to helping you achieve your homeownership dreams. Whether you're searching for your future home or considering a rental property investment, John will work tirelessly to get you pre-approved and construct a mortgage plan that aligns with your short-term and long-term goals.
Count on John and his team to provide personalized service and support every step of the way, ensuring that your mortgage experience is smooth and stress-free.
25
Years in Industry
48
States Nationwide
4.9
Average Rating
87
Steps from Desk to Caribou Coffee
Check out our mortgage resources and interactive tools and videos!
At Luminate, we offer a comprehensive range of mortgage services to meet the diverse needs of our clients in Brainerd, MN. From conventional loans to FHA and VA loans, we have the expertise to guide you through the mortgage process with confidence. Explore our resources below to discover how we can help you secure the perfect home loan for your needs.
The Mortgage Process
Getting a loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right loan for you. When you're ready to buy, we're ready to help.
Payment Calculator
How much will your mortgage be? How much can you save if you refinance? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan
Whether you're a first time home buyer, you're looking to refinance, or have a unique situation, we'll help you understand all your options, so you can have the home of your dreams.
Mortgage Resources
Still unsure where to start? That’s okay, our team has you covered! Check out some of our free resources so you can get direct answers to all of your questions!
“You made everything so smooth and easy for me! I greatly appreciate all of your hard work and dedication to making this dream a reality for me!”
Melissa N.
“John made the process easy and seamless. They provided multiple options and explained them to us in a way we understood.”
Brandon M.
“John was awesome to work with! They were very on top of our deadlines and documents and made the process easy for us. No complaints!"
Chelsea B.
